Our services
Advice for every
stage of the plan
Whether you're just beginning to save or preparing to hand over a business, we offer considered, independent guidance across the decisions that matter most.
What we offer
Six ways we
can help
Financial planning
We start with a full picture — your income, commitments, goals and time horizon — and build a written plan that ties them together. It's reviewed on a set rhythm so it keeps pace with your life.
Investment management
Portfolios built to your risk profile using low-cost, diversified building blocks across local and offshore markets. We monitor, rebalance and report clearly, so you always know how you're tracking.
Retirement planning
Honest projections of what your retirement will cost and what it will take to fund it — followed by a sensible drawdown strategy once you stop working, mindful of tax and longevity.
Risk and insurance
A straight review of your life, disability and income protection cover. We tell you where you're exposed and where you're over-insured, and help you fix both.
Estate planning
Structuring your affairs so your estate passes smoothly — a valid will, sensible use of trusts where warranted, and clarity on executor fees and estate duty.
Business owners
Succession and buy-and-sell planning, key-person cover and the personal wealth strategies that let you eventually step away on your own terms.
How we work
A method, not
a sales funnel
Discovery
We meet, at no cost, to understand your situation and goals — and to tell you honestly whether we're the right firm for you.
Analysis
We examine your finances in detail: cash flow, investments, cover, tax and estate, identifying gaps and opportunities.
Recommendation
You receive a written plan in plain language, with the reasoning, costs and trade-offs of each recommendation laid out.
Review
We meet on an agreed schedule to keep the plan current, adjusting as markets, tax rules and your circumstances change.
Client experience
What working with
us feels like
Everything was explained before I paid a cent. I finally have a plan I actually believe in.
The retirement projections were sobering but honest — exactly what we needed to hear.
Not sure which
you need? Start here
You don't have to know exactly what you're looking for. Tell us where you are, and we'll point you to the right place — even if that's not with us.